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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,816 | $115,225-81.1% | $100,712-78.3% | $138,895-84.3% |
| Participation rate | 83.3% | 74.3%+9.0pp | 69.3%+14.1pp | 79.9%+3.4pp |
| Annual return | 27.91% | 40.35%-12.4pp | 33.27%-5.4pp | 145.39%-117.5pp |
| Employer contribution / active EE | $2,167 | $2,771-21.8% | $2,313-6.3% | $4,194-48.3% |
| Participant deferral / active EE | $7,460 | $4,699+58.7% | $4,085+82.6% | $6,396+16.6% |
| Admin fee / account holder | $1,706 | $10,844-84.3% | $9,256-81.6% | $12,562-86.4% |