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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,637 | $102,663-91.6% | $86,216-90.0% | $139,466-93.8% |
| Participation rate | 83.3% | 74.5%+8.8pp | 69.0%+14.4pp | 80.3%+3.0pp |
| Annual return | 30.12% | 1924.52%-1894.4pp | 1169.42%-1139.3pp | 373.66%-343.5pp |
| Employer contribution / active EE | $1,522 | $3,035-49.8% | $2,382-36.1% | $4,754-68.0% |
| Participant deferral / active EE | $5,579 | $4,677+19.3% | $3,986+40.0% | $6,712-16.9% |
| Admin fee / account holder | $606 | $8,663-93.0% | $6,853-91.2% | $11,409-94.7% |