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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,586 | $85,766+279.6% | $136,295+138.9% | $70,131+364.3% |
| Participation rate | 98.0% | 74.2%+23.8pp | 81.9%+16.1pp | 69.5%+28.5pp |
| Annual return | 15.95% | 31.45%-15.5pp | 5155.97%-5140.0pp | 73.14%-57.2pp |
| Employer contribution / active EE | $9,985 | $2,966+236.6% | $4,695+112.7% | $2,342+326.3% |
| Participant deferral / active EE | $8,844 | $5,051+75.1% | $6,247+41.6% | $3,332+165.4% |
| Admin fee / account holder | $11,031 | $5,420+103.5% | $9,243+19.3% | $4,645+137.5% |