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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,095 | $77,817+307.5% | $123,553+156.6% | $64,173+394.1% |
| Participation rate | 96.1% | 74.7%+21.4pp | 82.3%+13.8pp | 69.6%+26.5pp |
| Annual return | -3.95% | 12.49%-16.4pp | 119.21%-123.2pp | 7.63%-11.6pp |
| Employer contribution / active EE | $12,900 | $3,014+328.0% | $4,628+178.7% | $2,381+441.9% |
| Participant deferral / active EE | $8,927 | $5,240+70.4% | $6,426+38.9% | $3,470+157.3% |
| Admin fee / account holder | $13,246 | $5,519+140.0% | $9,284+42.7% | $4,887+171.0% |