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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,641 | $125,778-89.9% | $114,563-89.0% | $154,746-91.8% |
| Participation rate | 84.6% | 75.2%+9.4pp | 72.9%+11.7pp | 80.7%+3.9pp |
| Annual return | 14.04% | 295.14%-281.1pp | 241.09%-227.1pp | 172.34%-158.3pp |
| Employer contribution / active EE | $1,302 | $2,806-53.6% | $2,592-49.8% | $4,379-70.3% |
| Participant deferral / active EE | $2,444 | $4,445-45.0% | $4,142-41.0% | $6,730-63.7% |
| Admin fee / account holder | $781 | $8,190-90.5% | $7,623-89.7% | $14,365-94.6% |