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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,053 | $102,385-43.3% | $147,080-60.5% | $80,935-28.3% |
| Participation rate | 55.0% | 75.9%-20.9pp | 82.2%-27.2pp | 67.7%-12.7pp |
| Annual return | 33.20% | 135.09%-101.9pp | 420.17%-387.0pp | 35.66%-2.5pp |
| Employer contribution / active EE | $3,492 | $3,717-6.0% | $4,933-29.2% | $2,757+26.7% |
| Participant deferral / active EE | $7,078 | $6,651+6.4% | $8,066-12.2% | $4,299+64.6% |
| Admin fee / account holder | $3,237 | $7,951-59.3% | $12,989-75.1% | $6,924-53.3% |