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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,761 | $138,114-64.0% | $125,391-60.3% | $134,545-63.0% |
| Participation rate | 43.8% | 84.5%-40.7pp | 82.4%-38.6pp | 81.2%-37.5pp |
| Annual return | 34.89% | 750.88%-716.0pp | 572.41%-537.5pp | 418.37%-383.5pp |
| Employer contribution / active EE | $2,943 | $5,246-43.9% | $4,816-38.9% | $4,742-37.9% |
| Participant deferral / active EE | $7,161 | $7,801-8.2% | $7,448-3.9% | $6,401+11.9% |
| Admin fee / account holder | $7,030 | $11,570-39.2% | $10,009-29.8% | $11,431-38.5% |