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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,498 | $183,516-14.7% | $155,534+0.6% | $145,884+7.3% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 12.96% | 61.43%-48.5pp | 64.92%-52.0pp | 551.85%-538.9pp |
| Employer contribution / active EE | $3,077 | $5,315-42.1% | $4,675-34.2% | $4,662-34.0% |
| Participant deferral / active EE | $7,109 | $6,467+9.9% | $5,630+26.3% | $6,690+6.3% |
| Admin fee / account holder | $1,171 | $19,293-93.9% | $15,900-92.6% | $13,392-91.3% |