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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,797 | $180,466-60.2% | $154,114-53.4% | $135,382-47.0% |
| Participation rate | 92.3% | 87.4%+4.9pp | 83.0%+9.3pp | 82.6%+9.7pp |
| Annual return | -3.96% | 888.15%-892.1pp | 735.16%-739.1pp | 519.77%-523.7pp |
| Employer contribution / active EE | $1,154 | $6,035-80.9% | $5,298-78.2% | $4,779-75.9% |
| Participant deferral / active EE | $4,266 | $5,806-26.5% | $5,081-16.0% | $5,609-23.9% |
| Admin fee / account holder | $1,636 | $16,144-89.9% | $13,411-87.8% | $10,829-84.9% |