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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,210 | $198,457-58.6% | $170,435-51.8% | $147,586-44.3% |
| Participation rate | 92.3% | 88.0%+4.3pp | 83.6%+8.7pp | 82.8%+9.5pp |
| Annual return | 15.03% | 257.30%-242.3pp | 205.94%-190.9pp | 578.59%-563.6pp |
| Employer contribution / active EE | $1,154 | $6,183-81.3% | $5,432-78.8% | $4,876-76.3% |
| Participant deferral / active EE | $3,932 | $5,629-30.1% | $4,939-20.4% | $5,439-27.7% |
| Admin fee / account holder | $1,813 | $16,852-89.2% | $13,881-86.9% | $10,886-83.3% |