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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,258 | $112,121-24.0% | $95,960-11.2% | $158,966-46.4% |
| Participation rate | 50.0% | 79.0%-29.0pp | 77.1%-27.1pp | 82.0%-32.0pp |
| Annual return | 14.87% | 171.16%-156.3pp | 91.63%-76.8pp | 302.95%-288.1pp |
| Employer contribution / active EE | $976 | $3,199-69.5% | $2,541-61.6% | $4,762-79.5% |
| Participant deferral / active EE | $2,119 | $4,784-55.7% | $4,167-49.1% | $5,983-64.6% |
| Admin fee / account holder | $1,695 | $10,135-83.3% | $6,797-75.1% | $11,250-84.9% |