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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,098 | $98,240-28.6% | $82,312-14.8% | $147,586-52.5% |
| Participation rate | 27.3% | 79.7%-52.5pp | 76.9%-49.6pp | 82.8%-55.6pp |
| Annual return | 15.42% | 30.85%-15.4pp | 25.88%-10.5pp | 578.59%-563.2pp |
| Employer contribution / active EE | $665 | $3,192-79.2% | $2,428-72.6% | $4,876-86.4% |
| Participant deferral / active EE | $1,488 | $4,383-66.1% | $3,706-59.9% | $5,439-72.6% |
| Admin fee / account holder | $64,324 | $8,563+651.2% | $5,608+1047.1% | $10,886+490.9% |