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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,927 | $123,478-54.7% | $216,567-74.2% | $94,015-40.5% |
| Participation rate | 96.7% | 75.1%+21.6pp | 81.6%+15.0pp | 70.8%+25.8pp |
| Annual return | 24.41% | 23.61%+0.8pp | 12.94%+11.5pp | 17.84%+6.6pp |
| Employer contribution / active EE | $102 | $3,136-96.8% | $5,216-98.1% | $2,790-96.4% |
| Participant deferral / active EE | $9,116 | $4,556+100.1% | $6,191+47.3% | $4,249+114.5% |
| Admin fee / account holder | $3,761 | $12,753-70.5% | $21,981-82.9% | $8,951-58.0% |