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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,566 | $108,911-38.9% | $100,392-33.7% | $145,884-54.4% |
| Participation rate | 92.9% | 83.0%+9.9pp | 81.5%+11.4pp | 80.3%+12.6pp |
| Annual return | 10.16% | 58.23%-48.1pp | 49.45%-39.3pp | 551.85%-541.7pp |
| Employer contribution / active EE | $0 | $4,420-100.0% | $3,941-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $7,804 | $8,459-7.7% | $8,090-3.5% | $6,690+16.7% |
| Admin fee / account holder | $7,967 | $9,698-17.8% | $7,904+0.8% | $13,392-40.5% |