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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,098 | $100,970-22.7% | $96,576-19.1% | $137,256-43.1% |
| Participation rate | 86.7% | 82.6%+4.1pp | 81.4%+5.2pp | 80.0%+6.7pp |
| Annual return | 12.91% | 38.16%-25.3pp | 38.47%-25.6pp | 220.34%-207.4pp |
| Employer contribution / active EE | $0 | $3,809-100.0% | $3,553-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $6,717 | $8,286-18.9% | $7,956-15.6% | $6,407+4.8% |
| Admin fee / account holder | $4,916 | $11,312-56.5% | $11,381-56.8% | $12,270-59.9% |