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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,136 | $167,362-70.0% | $143,799-65.1% | $134,532-62.7% |
| Participation rate | 73.9% | 84.8%-10.9pp | 80.3%-6.4pp | 81.2%-7.3pp |
| Annual return | -15.24% | 0.47%-15.7pp | -0.04%-15.2pp | 418.27%-433.5pp |
| Employer contribution / active EE | $2,993 | $5,620-46.8% | $4,952-39.6% | $4,741-36.9% |
| Participant deferral / active EE | $7,236 | $6,447+12.2% | $5,638+28.3% | $6,401+13.0% |
| Admin fee / account holder | $1,923 | $18,094-89.4% | $14,677-86.9% | $11,429-83.2% |