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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,306 | $168,635-67.2% | $147,617-62.5% | $125,389-55.9% |
| Participation rate | 84.6% | 88.8%-4.2pp | 84.6%0pp | 83.2%+1.4pp |
| Annual return | -5.61% | 77.65%-83.3pp | 61.98%-67.6pp | 282.24%-287.9pp |
| Employer contribution / active EE | $0 | $6,252-100.0% | $5,564-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $4,836 | $5,507-12.2% | $4,895-1.2% | $5,352-9.6% |
| Admin fee / account holder | $1,436 | $13,580-89.4% | $11,612-87.6% | $9,541-85.0% |