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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,179 | $68,852-96.8% | $120,524-98.2% | $80,925-97.3% |
| Participation rate | 82.5% | 61.6%+20.9pp | 71.9%+10.6pp | 67.7%+14.8pp |
| Annual return | 15.20% | 23.67%-8.5pp | 107.36%-92.2pp | 35.65%-20.4pp |
| Employer contribution / active EE | $967 | $2,063-53.1% | $3,469-72.1% | $2,756-64.9% |
| Participant deferral / active EE | $1,281 | $3,187-59.8% | $4,994-74.3% | $4,299-70.2% |
| Admin fee / account holder | $330 | $5,781-94.3% | $9,440-96.5% | $6,940-95.3% |