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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,179 | $68,880-96.8% | $120,580-98.2% | $80,959-97.3% |
| Participation rate | 82.5% | 61.7%+20.8pp | 72.0%+10.5pp | 67.7%+14.8pp |
| Annual return | 15.20% | 23.68%-8.5pp | 107.48%-92.3pp | 35.67%-20.5pp |
| Employer contribution / active EE | $967 | $2,066-53.2% | $3,469-72.1% | $2,757-64.9% |
| Participant deferral / active EE | $1,281 | $3,191-59.8% | $4,995-74.4% | $4,300-70.2% |
| Admin fee / account holder | $330 | $5,785-94.3% | $9,418-96.5% | $6,925-95.2% |