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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,867 | $54,370-91.0% | $82,763-94.1% | $68,490-92.9% |
| Participation rate | 94.1% | 63.9%+30.2pp | 72.6%+21.6pp | 67.9%+26.2pp |
| Annual return | -7.22% | -13.67%+6.5pp | 702.45%-709.7pp | -7.85%+0.6pp |
| Employer contribution / active EE | $931 | $2,219-58.0% | $3,008-69.0% | $2,597-64.1% |
| Participant deferral / active EE | $2,007 | $3,247-38.2% | $4,395-54.3% | $4,028-50.2% |
| Admin fee / account holder | $429 | $4,398-90.3% | $5,325-91.9% | $5,403-92.1% |