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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,709 | $65,440-95.9% | $98,506-97.3% | $85,851-96.8% |
| Participation rate | 91.4% | 65.0%+26.4pp | 73.3%+18.1pp | 69.3%+22.1pp |
| Annual return | 30.67% | 21.75%+8.9pp | 1494.92%-1464.3pp | 318.63%-288.0pp |
| Employer contribution / active EE | $780 | $2,169-64.1% | $2,961-73.7% | $2,565-69.6% |
| Participant deferral / active EE | $1,838 | $3,168-42.0% | $4,277-57.0% | $3,952-53.5% |
| Admin fee / account holder | $370 | $4,596-91.9% | $5,955-93.8% | $6,261-94.1% |