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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES & ASSOC. Service code 26 · EIN 59-1237041 | Advisory (Participants) | $31,757 |
Filed as: JOHN HANCOCK LIFE INSURANCE CO. Service code 15 · EIN 01-0233346 | Recordkeeping | $3,296 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,294 | $65,125-4.3% | $143,797-56.7% | $66,949-7.0% |
| Participation rate | 99.2% | 65.2%+34.0pp | 80.3%+18.9pp | 69.8%+29.4pp |
| Annual return | -17.25% | -11.13%-6.1pp | -0.04%-17.2pp | 1.57%-18.8pp |
| Employer contribution / active EE | $5,673 | $2,362+140.1% | $4,952+14.5% | $2,545+122.9% |
| Participant deferral / active EE | $5,220 | $2,920+78.8% | $5,638-7.4% | $4,239+23.1% |
| Admin fee / account holder | $389 | $503-22.6% | $14,679-97.4% | $594-34.5% |