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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,442 | $85,171-32.6% | $172,753-66.7% | $72,976-21.3% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 24.14% | 27.32%-3.2pp | 803.00%-778.9pp | 81.02%-56.9pp |
| Employer contribution / active EE | $5,382 | $3,324+61.9% | $5,144+4.6% | $2,440+120.6% |
| Participant deferral / active EE | $4,164 | $3,260+27.7% | $5,198-19.9% | $3,608+15.4% |
| Admin fee / account holder | $541 | $5,880-90.8% | $13,956-96.1% | $5,124-89.4% |