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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,548 | $84,236-47.1% | $170,435-73.9% | $70,126-36.5% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 25.72% | 23.06%+2.7pp | 205.94%-180.2pp | 73.15%-47.4pp |
| Employer contribution / active EE | $5,465 | $3,387+61.3% | $5,432+0.6% | $2,343+133.3% |
| Participant deferral / active EE | $4,688 | $3,086+51.9% | $4,939-5.1% | $3,332+40.7% |
| Admin fee / account holder | $1,189 | $5,698-79.1% | $13,881-91.4% | $4,645-74.4% |