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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,226 | $176,120-79.4% | $159,487-77.3% | $167,553-78.4% |
| Participation rate | 80.0% | 85.0%-5.0pp | 82.8%-2.8pp | 82.1%-2.1pp |
| Annual return | 82.96% | 331.95%-249.0pp | 263.71%-180.7pp | 478.89%-395.9pp |
| Employer contribution / active EE | $3,421 | $5,299-35.4% | $4,831-29.2% | $4,840-29.3% |
| Participant deferral / active EE | $4,302 | $7,752-44.5% | $7,354-41.5% | $6,343-32.2% |
| Admin fee / account holder | $531 | $12,561-95.8% | $10,804-95.1% | $12,316-95.7% |