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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,254 | $157,270-92.8% | $141,173-92.0% | $152,870-92.6% |
| Participation rate | 81.8% | 84.8%-3.0pp | 82.5%-0.7pp | 82.4%-0.6pp |
| Annual return | 18.80% | 64.33%-45.5pp | 71.40%-52.6pp | 345.34%-326.5pp |
| Employer contribution / active EE | $2,746 | $5,261-47.8% | $4,735-42.0% | $4,763-42.3% |
| Participant deferral / active EE | $2,502 | $7,110-64.8% | $6,710-62.7% | $5,850-57.2% |
| Admin fee / account holder | $1,656 | $12,121-86.3% | $10,262-83.9% | $11,597-85.7% |