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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,995 | $169,336-47.4% | $129,384-31.2% | $145,884-39.0% |
| Participation rate | 33.3% | 76.5%-43.2pp | 69.6%-36.3pp | 80.3%-47.0pp |
| Annual return | 18.36% | 14408.70%-14390.3pp | 9461.77%-9443.4pp | 551.85%-533.5pp |
| Employer contribution / active EE | $930 | $5,540-83.2% | $4,153-77.6% | $4,662-80.1% |
| Participant deferral / active EE | $7,667 | $4,985+53.8% | $4,166+84.0% | $6,690+14.6% |
| Admin fee / account holder | $10,206 | $9,912+3.0% | $7,686+32.8% | $13,392-23.8% |