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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,249 | $156,970-55.2% | $121,210-42.0% | $139,487-49.6% |
| Participation rate | 33.3% | 76.5%-43.1pp | 69.5%-36.2pp | 80.3%-47.0pp |
| Annual return | 21.40% | 1477.10%-1455.7pp | 987.41%-966.0pp | 373.84%-352.4pp |
| Employer contribution / active EE | $3,435 | $5,546-38.1% | $4,171-17.6% | $4,755-27.8% |
| Participant deferral / active EE | $6,500 | $4,849+34.0% | $4,084+59.2% | $6,713-3.2% |
| Admin fee / account holder | $3,365 | $6,947-51.6% | $5,647-40.4% | $11,407-70.5% |