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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,251 | $176,688-86.8% | $130,660-82.2% | $152,909-84.8% |
| Participation rate | 69.6% | 79.0%-9.4pp | 71.7%-2.2pp | 82.5%-12.9pp |
| Annual return | 22.97% | 2693.08%-2670.1pp | 1709.29%-1686.3pp | 345.46%-322.5pp |
| Employer contribution / active EE | $1,863 | $5,743-67.6% | $4,092-54.5% | $4,764-60.9% |
| Participant deferral / active EE | $3,002 | $4,362-31.2% | $3,603-16.7% | $5,851-48.7% |
| Admin fee / account holder | $1,352 | $7,131-81.0% | $5,463-75.3% | $11,601-88.3% |