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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,992 | $118,875-96.6% | $96,572-95.9% | $167,553-97.6% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 28.17% | 50.50%-22.3pp | 37.79%-9.6pp | 478.89%-450.7pp |
| Employer contribution / active EE | $1,248 | $3,121-60.0% | $2,357-47.1% | $4,840-74.2% |
| Participant deferral / active EE | $2,007 | $4,617-56.5% | $3,850-47.9% | $6,343-68.4% |
| Admin fee / account holder | $821 | $8,070-89.8% | $6,183-86.7% | $12,316-93.3% |