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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,205 | $112,933-98.9% | $90,970-98.7% | $158,982-99.2% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 0.00% | 215.82%-215.8pp | 134.60%-134.6pp | 302.99%-303.0pp |
| Employer contribution / active EE | $669 | $2,893-76.9% | $2,122-68.5% | $4,763-85.9% |
| Participant deferral / active EE | $1,004 | $4,128-75.7% | $3,373-70.2% | $5,983-83.2% |
| Admin fee / account holder | $616 | $8,047-92.3% | $5,961-89.7% | $11,252-94.5% |