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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,003 | $115,931-2.5% | $185,441-39.1% | $86,983+29.9% |
| Participation rate | 100.0% | 73.6%+26.4pp | 80.3%+19.7pp | 69.5%+30.5pp |
| Annual return | 22.43% | 21.47%+1.0pp | 20.16%+2.3pp | 25.83%-3.4pp |
| Employer contribution / active EE | $4,805 | $2,937+63.6% | $4,672+2.8% | $2,584+85.9% |
| Participant deferral / active EE | $16,862 | $4,551+270.5% | $6,152+174.1% | $4,194+302.1% |
| Admin fee / account holder | $2,053 | $10,687-80.8% | $17,890-88.5% | $7,856-73.9% |