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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,861 | $91,536-33.5% | $130,062-53.2% | $75,177-19.0% |
| Participation rate | 97.6% | 71.5%+26.1pp | 78.5%+19.1pp | 67.2%+30.4pp |
| Annual return | 31.98% | -631.62%+663.6pp | -137.37%+169.3pp | 160.75%-128.8pp |
| Employer contribution / active EE | $3,240 | $2,845+13.9% | $4,322-25.0% | $2,671+21.3% |
| Participant deferral / active EE | $19,469 | $4,343+348.3% | $5,821+234.5% | $4,126+371.8% |
| Admin fee / account holder | $16,881 | $6,780+149.0% | $10,601+59.2% | $5,651+198.7% |