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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,861 | $91,538-33.5% | $130,014-53.2% | $75,173-19.0% |
| Participation rate | 97.6% | 71.4%+26.1pp | 78.5%+19.1pp | 67.2%+30.4pp |
| Annual return | 31.98% | -631.11%+663.1pp | -137.22%+169.2pp | 160.65%-128.7pp |
| Employer contribution / active EE | $3,240 | $2,845+13.9% | $4,320-25.0% | $2,670+21.3% |
| Participant deferral / active EE | $19,469 | $4,341+348.5% | $5,821+234.5% | $4,126+371.9% |
| Admin fee / account holder | $16,881 | $6,790+148.6% | $10,616+59.0% | $5,651+198.7% |