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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,119 | $85,030-2.2% | $70,525+17.9% | $139,427-40.4% |
| Participation rate | 100.0% | 73.9%+26.1pp | 68.4%+31.6pp | 80.3%+19.7pp |
| Annual return | 22.08% | 30.35%-8.3pp | 32.76%-10.7pp | 373.27%-351.2pp |
| Employer contribution / active EE | $7,624 | $3,909+95.0% | $2,974+156.4% | $4,752+60.4% |
| Participant deferral / active EE | $6,051 | $5,891+2.7% | $4,567+32.5% | $6,711-9.8% |
| Admin fee / account holder | $500 | $8,908-94.4% | $6,413-92.2% | $11,404-95.6% |