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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,175 | $104,664-4.3% | $85,688+16.9% | $167,497-40.2% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 13.59% | 21.45%-7.9pp | 21.49%-7.9pp | 478.62%-465.0pp |
| Employer contribution / active EE | $3,279 | $3,337-1.7% | $2,618+25.2% | $4,838-32.2% |
| Participant deferral / active EE | $8,514 | $4,824+76.5% | $3,923+117.0% | $6,341+34.3% |
| Admin fee / account holder | $614 | $10,032-93.9% | $6,873-91.1% | $12,310-95.0% |