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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,846 | $148,558-38.8% | $135,925-33.2% | $139,427-34.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.88% | 79.22%-63.3pp | 68.25%-52.4pp | 373.27%-357.4pp |
| Employer contribution / active EE | $3,456 | $5,244-34.1% | $4,857-28.9% | $4,752-27.3% |
| Participant deferral / active EE | $7,129 | $8,101-12.0% | $7,759-8.1% | $6,711+6.2% |
| Admin fee / account holder | $1,191 | $12,401-90.4% | $10,764-88.9% | $11,404-89.6% |