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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,456 | $138,114-48.3% | $125,391-43.0% | $134,545-46.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -13.94% | 750.88%-764.8pp | 572.41%-586.4pp | 418.37%-432.3pp |
| Employer contribution / active EE | $3,426 | $5,246-34.7% | $4,816-28.9% | $4,742-27.8% |
| Participant deferral / active EE | $7,648 | $7,801-2.0% | $7,448+2.7% | $6,401+19.5% |
| Admin fee / account holder | $1,017 | $11,570-91.2% | $10,009-89.8% | $11,431-91.1% |