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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,024 | $160,028-56.2% | $147,080-52.4% | $145,884-52.0% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 17.08% | 98.60%-81.5pp | 420.17%-403.1pp | 551.85%-534.8pp |
| Employer contribution / active EE | $6,165 | $5,286+16.6% | $4,933+25.0% | $4,662+32.2% |
| Participant deferral / active EE | $21,200 | $8,422+151.7% | $8,066+162.8% | $6,690+216.9% |
| Admin fee / account holder | $350 | $15,030-97.7% | $12,989-97.3% | $13,392-97.4% |