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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,024 | $159,934-56.2% | $147,005-52.4% | $145,959-52.0% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 17.08% | 98.24%-81.2pp | 418.76%-401.7pp | 561.95%-544.9pp |
| Employer contribution / active EE | $6,165 | $5,287+16.6% | $4,934+24.9% | $4,661+32.3% |
| Participant deferral / active EE | $21,200 | $8,427+151.6% | $8,070+162.7% | $6,689+217.0% |
| Admin fee / account holder | $350 | $15,053-97.7% | $13,006-97.3% | $13,398-97.4% |