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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,437 | $148,558-75.5% | $135,925-73.2% | $139,427-73.9% |
| Participation rate | 80.0% | 83.9%-3.9pp | 81.9%-1.9pp | 80.3%-0.3pp |
| Annual return | 87.30% | 79.22%+8.1pp | 68.25%+19.0pp | 373.27%-286.0pp |
| Employer contribution / active EE | $7,800 | $5,244+48.7% | $4,857+60.6% | $4,752+64.2% |
| Participant deferral / active EE | $20,634 | $8,101+154.7% | $7,759+165.9% | $6,711+207.5% |
| Admin fee / account holder | $730 | $12,401-94.1% | $10,764-93.2% | $11,404-93.6% |