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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,919 | $117,859-44.1% | $102,438-35.7% | $145,959-54.8% |
| Participation rate | 66.7% | 78.6%-11.9pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 14.10% | 31.72%-17.6pp | 29.37%-15.3pp | 561.95%-547.8pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,024-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $8,817 | $5,732+53.8% | $5,054+74.5% | $6,689+31.8% |
| Admin fee / account holder | $16,749 | $13,318+25.8% | $9,448+77.3% | $13,398+25.0% |