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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,704 | $100,811-49.7% | $86,698-41.5% | $134,545-62.3% |
| Participation rate | 64.3% | 79.0%-14.7pp | 76.6%-12.3pp | 81.2%-16.9pp |
| Annual return | -14.48% | 29.11%-43.6pp | 35.96%-50.4pp | 418.37%-432.8pp |
| Employer contribution / active EE | $0 | $3,490-100.0% | $2,837-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $7,323 | $5,339+37.2% | $4,656+57.3% | $6,401+14.4% |
| Admin fee / account holder | $404 | $10,926-96.3% | $7,492-94.6% | $11,431-96.5% |