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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,967 | $157,304-87.9% | $141,197-86.6% | $152,909-87.6% |
| Participation rate | 85.7% | 84.8%+0.9pp | 82.5%+3.2pp | 82.5%+3.3pp |
| Annual return | 28.86% | 64.34%-35.5pp | 71.41%-42.5pp | 345.46%-316.6pp |
| Employer contribution / active EE | $2,119 | $5,263-59.7% | $4,736-55.3% | $4,764-55.5% |
| Participant deferral / active EE | $4,693 | $7,111-34.0% | $6,710-30.1% | $5,851-19.8% |
| Admin fee / account holder | $345 | $12,126-97.2% | $10,265-96.6% | $11,601-97.0% |