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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,418 | $165,399-87.1% | $149,745-85.7% | $158,982-86.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 11.03% | 348.34%-337.3pp | 276.72%-265.7pp | 302.99%-292.0pp |
| Employer contribution / active EE | $3,853 | $5,105-24.5% | $4,646-17.1% | $4,763-19.1% |
| Participant deferral / active EE | $3,101 | $7,183-56.8% | $6,843-54.7% | $5,983-48.2% |
| Admin fee / account holder | $5,802 | $10,811-46.3% | $9,312-37.7% | $11,252-48.4% |