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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,945 | $159,978+16.9% | $147,041+27.1% | $145,978+28.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 19.10% | 98.36%-79.3pp | 419.21%-400.1pp | 550.52%-531.4pp |
| Employer contribution / active EE | $4,930 | $5,288-6.8% | $4,935-0.1% | $4,662+5.8% |
| Participant deferral / active EE | $16,427 | $8,429+94.9% | $8,071+103.5% | $6,690+145.6% |
| Admin fee / account holder | $1,346 | $15,053-91.1% | $13,006-89.7% | $13,400-90.0% |