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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,969 | $176,077-53.4% | $159,455-48.6% | $167,518-51.1% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 19.46% | 331.83%-312.4pp | 263.63%-244.2pp | 478.71%-459.2pp |
| Employer contribution / active EE | $5,493 | $5,298+3.7% | $4,830+13.7% | $4,838+13.5% |
| Participant deferral / active EE | $17,918 | $7,751+131.2% | $7,353+143.7% | $6,342+182.5% |
| Admin fee / account holder | $17,448 | $12,556+39.0% | $10,800+61.6% | $12,312+41.7% |