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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,006 | $31,679-43.2% | $74,723-75.9% | $65,186-72.4% |
| Participation rate | 30.7% | 40.4%-9.7pp | 54.5%-23.8pp | 70.2%-39.5pp |
| Annual return | 43.42% | 39.04%+4.4pp | 753.18%-709.8pp | 29.39%+14.0pp |
| Employer contribution / active EE | $727 | $566+28.4% | $1,084-33.0% | $2,177-66.6% |
| Participant deferral / active EE | $1,187 | $1,191-0.3% | $1,962-39.5% | $3,514-66.2% |
| Admin fee / account holder | $69 | $379-81.8% | $3,335-97.9% | $847-91.8% |