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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,955 | $28,109-61.0% | $71,089-84.6% | $56,289-80.5% |
| Participation rate | 32.7% | 40.4%-7.7pp | 54.6%-22.0pp | 69.9%-37.2pp |
| Annual return | 14.09% | -615.05%+629.1pp | 650.65%-636.6pp | -9.96%+24.0pp |
| Employer contribution / active EE | $787 | $558+41.2% | $1,088-27.6% | $2,111-62.7% |
| Participant deferral / active EE | $1,220 | $1,116+9.4% | $1,873-34.8% | $3,350-63.6% |
| Admin fee / account holder | $592 | $585+1.2% | $3,082-80.8% | $521+13.5% |