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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,883 | $96,419-71.1% | $80,648-65.4% | $139,487-80.0% |
| Participation rate | 83.3% | 73.6%+9.7pp | 67.0%+16.3pp | 80.3%+3.0pp |
| Annual return | 24.18% | 1352.86%-1328.7pp | 937.21%-913.0pp | 373.84%-349.7pp |
| Employer contribution / active EE | $1,821 | $3,261-44.2% | $2,724-33.1% | $4,755-61.7% |
| Participant deferral / active EE | $7,471 | $5,225+43.0% | $4,443+68.1% | $6,713+11.3% |
| Admin fee / account holder | $1,389 | $6,605-79.0% | $5,382-74.2% | $11,407-87.8% |