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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,166 | $100,139-69.9% | $85,187-64.6% | $145,884-79.3% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 9.91% | 84.15%-74.2pp | 66.67%-56.8pp | 551.85%-541.9pp |
| Employer contribution / active EE | $1,052 | $3,238-67.5% | $2,732-61.5% | $4,662-77.4% |
| Participant deferral / active EE | $4,087 | $5,296-22.8% | $4,525-9.7% | $6,690-38.9% |
| Admin fee / account holder | $18,485 | $7,262+154.5% | $6,162+200.0% | $13,392+38.0% |