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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,525 | $142,409-52.6% | $119,634-43.6% | $134,545-49.8% |
| Participation rate | 42.9% | 82.8%-40.0pp | 79.3%-36.4pp | 81.2%-38.4pp |
| Annual return | -19.70% | -12.46%-7.2pp | -14.98%-4.7pp | 418.37%-438.1pp |
| Employer contribution / active EE | $1,862 | $5,224-64.4% | $4,232-56.0% | $4,742-60.7% |
| Participant deferral / active EE | $4,414 | $6,468-31.8% | $5,601-21.2% | $6,401-31.0% |
| Admin fee / account holder | $333 | $13,594-97.6% | $10,329-96.8% | $11,431-97.1% |