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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,587 | $162,821-68.3% | $133,978-61.5% | $158,982-67.6% |
| Participation rate | 57.1% | 83.2%-26.1pp | 79.8%-22.7pp | 82.0%-24.8pp |
| Annual return | 21.81% | 41.95%-20.1pp | 45.10%-23.3pp | 302.99%-281.2pp |
| Employer contribution / active EE | $1,934 | $4,976-61.1% | $3,919-50.7% | $4,763-59.4% |
| Participant deferral / active EE | $3,642 | $5,910-38.4% | $5,047-27.8% | $5,983-39.1% |
| Admin fee / account holder | $944 | $11,742-92.0% | $8,930-89.4% | $11,252-91.6% |