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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,536 | $37,156-87.8% | $83,854-94.6% | $86,983-94.8% |
| Participation rate | 97.5% | 49.1%+48.4pp | 59.1%+38.4pp | 69.5%+28.0pp |
| Annual return | 19.45% | 29.88%-10.4pp | 31.39%-11.9pp | 25.83%-6.4pp |
| Employer contribution / active EE | $1,130 | $661+70.9% | $1,017+11.0% | $2,584-56.3% |
| Participant deferral / active EE | $1,627 | $1,418+14.7% | $2,035-20.1% | $4,194-61.2% |
| Admin fee / account holder | $498 | $2,510-80.1% | $3,197-84.4% | $7,856-93.7% |